Welcome to the usa.bnpparibas.com website published by BNP Paribas.
Company name: BNP Paribas
Public limited company with a capital of: 2,491,915,350 Euros
Commercial register [RCS]: Paris n° 662 042 449
Orias N°: 07 022 735
E.C. identifier: FR76662042449
Registered office: 16 boulevard des Italiens – 75009 Paris – France
Legal representative: Jean-Laurent Bonnafé, Chief Executive Officer
Publication Director: Bertrand Cizeau, Brand Communications Quality Head Officer
Site manager: Carine Lauru, Head of Media Relations & Content Management
The publisher undertakes to comply with all laws on the establishment and the activity of a website.
BNP Paribas kindly requests that all users read the following terms and conditions carefully. By accessing, browsing or using the website, users acknowledge that they have read, understood, and consented to the terms and conditions.
BNP Paribas draws the attention of users of its website to the following points:
1 – Access to the website
The user of this website acknowledges that he/she has the skill and resources necessary to gain access to this website and use it.
Access to the usa.bnpparibas.com website is free of charge. The costs of accessing and using the telecommunications network are to be borne by the client in accordance with the terms and conditions set by the client’s access providers and telecommunications operators.
The publisher cannot be held liable for matters outside its control or for any damage that may be caused by the user’s technical environment, in particular computers, software programs, network equipment and any other devices used to gain access to or use the service and/or the information.
Users are reminded that it is an offence punishable under criminal law to fraudulently access or remain connected to an IT system, to impair or interfere with the functioning of such a system or to fraudulently enter or alter information in an IT system.
2 – Intellectual property
BNP Paribas owns or holds the rights to all components that constitute this website, particularly the data, designs, graphics, photographs and soundtracks.
It is prohibited to reproduce, represent, distribute or re-distribute the content of this website by any means whatsoever, whether in whole or in part, without the prior express authorisation of BNP Paribas. Such action would constitute a contravention of the rules governing the French Intellectual Property Code.
The trademarks of the publisher of the website usa.bnpparibas.com and its partners, and the logos included in the website, are registered trademarks.
As an exception, some content (texts, images, etc.) belong to their respective authors and BNP Paribas uses them with the authorisation of the owners of the rights to that content.
3 – Content of the website
BNP Paribas endeavours to ensure the accuracy, updating and exhaustiveness of the information disseminated on this website and reserves the right to change the content or presentation of this website at any time and without notice. Furthermore, BNP Paribas declines any liability in the event of any delay, error or omission as regards the content of these web pages, nor in the event of any interruption to the service or if the service ceases to be available.
The information given on the website may be partial and incomplete because of the necessarily simplified nature of the texts, which do not have contractual value. BNP Paribas declines any direct or indirect liability concerning the accuracy, absence of errors, updated nature and availability of the information contained in the website.
BNP Paribas cannot be held liable for any decision made on the basis of information contained in the website or for the use that third parties might make of it.
Anyone who wishes to use one or more of the services and/or one or more of the products presented on the website is invited to contact his or her BNP Paribas branch to ascertain the contractual conditions and tariffs applicable to those products and/or services.
Certain people or certain countries may be allowed only restricted access to the products and services presented on the website.
None of the products and/or services will be supplied by BNP Paribas to a person if the law of his/her country of origin or of any other country that might concern that person prohibits them.
However, it remains the responsibility of any interested party to check beforehand with his or her usual advisers that his or her legal and fiscal status allows him or her to subscribe to the products and/or services presented on the website.
4 – Technical information
Users are reminded that there is no guarantee messages transmitted on the Internet will remain confidential and that the responsibility lies with the individual to take all appropriate measures to protect his or her own data and/or software programs against contamination by possible viruses circulating on the Internet.
BNP Paribas cannot be held liable for matters outside its control and for any damage that may be caused by the user’s technical environment, in particular computers, software programs, network equipment and any other devices used to gain access to the website or to use it and/or the information it contains.
5 – Hypertext links
Hypertext links to other sites from usa.bnpparibas.com cannot in any circumstances incur the liability of BNP Paribas.
BNP Paribas declines any liability concerning the content and possible losses incurred when visiting websites to which the website leads via hypertext links. The user visits other sites on his or her own responsibility and at his or her own risk.
6 – Cookies
Users are informed that when they visit the website a cookie may install itself automatically and retained temporarily in the user’s memory or hard disk. A cookie is a component which does not enable the user to be identified but which is used to record information about the user’s navigation on the website.
Users of the website acknowledge that they have been informed of this practice and authorise BNP Paribas to use it. Users may de-activate this cookie by using the settings contained in their navigation software program.
7 – PDF files
To read a PDF file, users will need to download the latest version of the Acrobat Reader software program. N.B.: this software can only be downloaded from a website other than that of BNP Paribas. This website will ask you to complete a named questionnaire. If you do not want to give your name and address, proceed directly to stage Nº 2 to download the software program free of charge.
8 – Law applicable
The content of the usa.bnpparibas.com website is subject to the law applicable to/in United States of America.
All users acknowledge the competence of the courts of United States of America for everything regarding the content and use of the website or disputes arising therefrom.
SEC Short Sale Emergency Order Disclosure
Market makers may not knowingly effect a short sale as part of bona-fide market making and hedging activity related directly to bona-fide make making in a derivative security based on a Covered Security, if customer’s or counterparty’s transaction will result in the customer or counterparty establishing or increasing an economic net short position (through actual positions, derivatives or otherwise) in the issued share capital of a firm covered by the Order.
BNP Paribas, N.A. maintains a comprehensive Corporate Business Continuity Program to protect the firm and its clients against disruptions that may affect business operations. We will take reasonable measures to provide continuous business operation and services to our clients with the least possible impact in the event of a business disruption.
The Program is comprised of three areas: Crisis Management, Business Continuity, and IT Disaster Recovery, all of which are all managed, administered and supported by a dedicated team of Business Continuity professionals. The organization is lead by a Steering Committee that is comprised of senior management representing critical areas of the firm. Key components of the program include:
- Structured, comprehensive Business Continuity Plans for all departments,
- Planned and unplanned exercises of various types designed to keep the plans and procedures current (large and small scale),
- Awareness Programs for continued education and knowledge on the part of all staff,
- Formal business continuity plan reviews to ensure plans are current, requirements are met, and management is held accountable, and
- Internal and external validation by audit and regulators.
Our recovery plans allow us to provide clients prompt access to their funds and account information during significant business disruptions (SBDs.) We have deployed our operations over a network of geographically diverse locations for the Business and Technology. The physical separation of Technology and Business provides flexibility necessary to meet the firm’s Recovery Time Objectives in the event of an unexpected business interruption. Our Primary Business locations, Production and Backup Data Centers are strategically located to protect against wide-scale disruptions. Additionally, “mission-critical” departments have been split to operate from two locations concurrently to ensure transparency to the operation, and critical systems are addressed in our recovery plans and strategies.
Our Production and Backup Data Center locations are hardened facilities equipped with redundant power and cooling systems that protect against infrastructure failures. The voice and telecommunications infrastructure has been designed to provide several layers of redundancy to ensure transparency through major failures.
Our Business Recovery Sites are configured to support the firm’s critical business functions and to ensure continuity of business. These sites are tested on an annual basis at a minimum, and whenever changes are required.
Our plans describe the actions BNP Paribas will take to address different kinds of SBDs — building failures, local incidents and regional disruptions. These plans are exercised, reviewed and enhanced on an ongoing basis.
In summary, BNP Paribas maintains a comprehensive program to ensure that the firm and its clients can continue to conduct business when disruptions to normal business operations occur.
For more information, please contact your relationship manager.
The confidentiality of personal information of our customers is paramount to our firm and its employees. BNP Paribas and its affiliates (“BNP Paribas”) maintain the highest standards to safeguard personal information of our customers and to comply with privacy rules and regulations as required by the Gramm-Leach-Bliley Act. The firm and its employees are committed to protect your personal information and using it in a fair manner.
BNP Paribas restricts access to your personal and account information to those employees with a need to know the information in order to provide you with products or services. BNP Paribas maintains physical, electronic and procedural safeguards to guard your nonpublic information. We educate our employees to treat personal information with care.
Based upon our relationship with you, BNP Paribas collects personal information from and about you that is adequate, relevant and appropriate under the circumstances. This Privacy Pledge details our practices regarding the use, retention and security of the information about you and our compliance in accordance with the USA Patriot Act. For example, BNP Paribas may collect or verify public or nonpublic personal information from or about you from the following sources:
- From information that you provide from applications, forms, and communications and other instructions
- From your transactions that are executed and cleared by BNP Paribas
- From nonaffiliated third parties from whom we obtain information about you in connection with our customer relationship, i.e., your creditworthiness/credit history. These non-financial entities include consumer/credit reporting agencies, verification services, and public reference sources including the internet
- From nonaffiliated entities that help us process your applications or service your account, such as transfer agents, other clearing entities, printing and mailing your confirmations and account statements; and provide us with consulting, accounting, legal and other services.
BNP Paribas might be called upon to provide personal information to third parties as permitted by law, such as government agencies or respond to a subpoena or court order and a request from a self regulatory organization that BNP ParibasSC is under their jurisdiction.
BNP Paribas does not rent or sell personal information. If you become aware of any discrepancies in your personal information, please notify us and we will make every effort to make the correction immediately.
If you decide to close your account(s) with us or become an inactive customer, the firm will continue to adhere to the Privacy Pledge.
If you have any questions regarding this Privacy Pledge, please call us at (212) 841-2000.
E-mail Distribution Notice
The information and opinions contained in this e-mail has been obtained from public sources believed to be reliable, but no representation or warranty, express or implied, is made that such information is accurate or complete, and it should not be relied upon as such. Information and opinions contained in this e-mail are published for the assistance of recipients, but are not to be relied upon as authoritative or taken in substitution for the exercise of judgment by any recipient and are subject to change without notice.
This e-mail is not, and should not be construed as, an offer document or an offer, recommendation or solicitation to buy or sell any instrument(s) or to participate in any particular trading strategy. Further, the information provided is not intended to provide the sole basis for any evaluation of the securities discussed herein and does not purport to make any recommendation that any securities transaction is appropriate for any recipient’s particular investment objectives, financial situation or particular needs. Any action you take or any decision you make in reliance on such information is solely at your own risk, BNP Paribas disclaims any liability for any consequences thereof.
BNP Paribas and its affiliates may effect or have effected transactions for their own account in the instrument(s) referred to in this e-mail before the material is published to recipients. On the date of this document BNP Paribas and its affiliates may have a long or short position in any of the instrument(s) mentioned in this e-mail.
Emails are confidential and are submitted to selected recipients only. They may not be forwarded, reproduced, or distributed to any other person, and are not to be reproduced in any manner whatsoever without the prior express authorization of BNP Paribas. Such action to the contrary constitutes an infringement of rights for which penalties are provided under various state, federal and country laws.